Easy. Convenient. Secure.
Top Fitness Credit Card Program
Whether your purchase is a surprise or expected, we'll get you taken care of. ** Get a decision in seconds with noimpact to your credit bureau score.
Build Your Dream Gym with Synchrony
How it works
1. Quick Application
Apply in a snap with instant decisions for most.
2. Use Card Instantly
Your card is ready to use if you're approved.
3. Pay Over Time
Convenient payment terms so you can finance with confidence.
Easy. Convenient. Secure.
Top Fitness Credit Card Program
From unexpected purchases to planned upgrades, we make it easy to get what you need, when you need it.
*Subject to credit approval
**For new accounts: Purchase APR is 29.99%.
^There may be an additional fee to make an expedited payment by phone.
^^Rates range from 0% to 29.99% APR, resulting in, for example, 36 monthly payments of $32.26 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term.
Frequently Asked Questions